Abstract: The purpose of this study is to explore the effect of financial management and lifestyle on credit card usage in Indonesia during COVID-19 as moderating variable. The methodology used is hypothesis testing. The sample is 250 credit card users with specified characteristics. The result of the study using structural equation modeling - partial least square analysis show that these two variables have a significant effect on credit card usage and covid 19 can be a significant moderator for it.
Sugesko Sugesko, Agus Rahayu, Disman Disman, Chairul Furqon, "During Covid 19 in Indonesia: A Review Study on Credit Card Usage," WSEAS Transactions on Environment and Development, vol. 20, pp. 148-157, 2024, DOI:10.37394/232015.2024.20.16
Sugesko Sugesko, Agus Rahayu, Disman Disman, Chairul Furqon. During Covid 19 in Indonesia: A Review Study on Credit Card Usage.
WSEAS Transactions on Environment and Development. 2024;20:148-157. 10.37394/232015.2024.20.16